Rates & Fees
Loan Rate Schedule Dividend Rate Schedule Investment Rate Schedule Fee Schedule
Effective as of: 10/01/2023
| Dividend Rate Schedule | |||
| (All rates are subject to change without advance notice.) | |||
| SHARE SAVINGS ACCOUNTS | |||
| TYPE | MINIMUM BALANCE | DIVIDEND RATE | APY* |
| Regular Share Savings | $100 | 0.10% | 0.10% |
| Senior Share Savings | $100 | 0.10% | 0.10% |
| Junior Share Savings | $5 | 0.10% | 0.10% |
| Christmas Club Account | None | 0.25%1 | 0.25% |
| Vacation Club Account | None | 0.25%2 | 0.25% |
| *APY=Annual Percentage Yield. Regular, Senior, and Junior Share Savings dividends are credited quarterly. Dividends earned can be compounded or transferred to another share savings or share draft checking account. | |||
| Christmas Club and Vacation Club dividends are credited annually. Club balances can be distributed by check or transferred to another share savings or share draft checking account. | |||
| 1Rate declared as of November 1, 2023. | |||
| 2Rate declared as of June 1, 2023. | |||
| SHARE DRAFT CHECKING ACCOUNTS | |||
| TYPE | MINIMUM BALANCE | DIVIDEND RATE | APY* |
| Standard Share Draft Checking | $500 | 0.05% | 0.05% |
| Senior Share Draft Checking | $500 | 0.05% | 0.05% |
| Elite Share Draft Checking | $3,500 | 0.25% | 0.25% |
| Essential Share Draft Checking | None | Not Applicable | Not Applicable |
| *APY=Annual Percentage Yield. Share Draft Checking dividends are credited monthly. | |||
| Dividends earned can be compounded or transferred to another share savings or share draft checking account. | |||