Rates & Fees

Loan Rate Schedule Dividend Rate Schedule Investment Rate Schedule Fee Schedule

Effective as of: 05/11/2011
Fee Schedule
 
Account Research$20.00
 
ACH DIRECT DEBIT / DEPOSIT
Insufficient Funds$25.00
Overdraft Protection Transfer$5.00
Stop Payment Fee$18.00
Transaction FeeNone
 
COIN COUNTING SERVICEFree
 
CREDIT and GIFT CARDS
VISA® Classic Credit Card Annual Fee$10.00
VISA® Gift Card$2.95
 
INDIVIDUAL RETIREMENT ACCOUNTS
Early Withdrawal Fee$20.00
Maintenance FeeNone
 
STAR® ATM CARD - SHARE SAVINGS ACCESS
Insufficient Funds$25.00
New Card Fee$2.50
Overdraft Protection Transfer$5.00
Replacement Card Fee$5.00
3 free transactions per month, $1.00 each transaction over 3
Maximum monthly transaction fee$5.00
 
MONEY ORDERS
Sales Fee (each)$2.00
Stop Payment Fee$15.00
 
NOTARY PUBLIC SERVICEFree
 
OFFICIAL CHECKS
Copy of a Paid Check$5.00
Mail Withdrawal$2.00
Stop Payment Fee$10.00
 
SAFE DEPOSIT BOXES
Box SizeAnnual Rent
1 1/2 inches x 5 inches$ 8.00
3 inches x 5 inches$12.00
3 inches x 10 inches$18.00
4 inches x 10 inches$20.75
5 inches x 10 inches$24.50
10 inches x 10 inches$39.00
10 1/2 inches x 10 inches$41.00
Key Replacement$35.00
 
SHARE DRAFT CHECKING
Copy of a Paid Draft$5.00
Debit MasterCard®$2.50
Debit MasterCard® Replacement$5.00
Debit MasterCard® TransactionsFree
Monthly Service Charge*$5.00
Online Bill PayFree
Overdraft Protection Transfer$5.00
Returned Draft - NSF$25.00
Returned Draft - Unpaid$20.00
Stop Payment Request$18.00
Temporary Checks (book of 8)$5.00
*Monthly service charge is waived with a $500 minimum daily balance. Members 55 and over are exempt from monthly service charges. Fee does not apply to Essential Share Draft Accounts.
 
SKIP A PAYMENT$25.00
 
SPECIAL OCCASIONS
Currency Gift EnvelopesFree
 
STATEMENTS
E-AlertsFree
E-StatementsFree
Certificate/IRA Activity$1.00
Loan Activity$1.00
Share Draft Checking Activity$1.00
Share Savings Activity$1.00
 
TAX STATEMENT COPIES
Form 1098,1099-INT,1099-R, 5498$1.00
 
TRANSFERS BY PHONE
From Share Savings to Loan$2.00
From Share Savings to Share Draft$2.00
 
TRAVELER'S CHECKS
American Express StandardFree
American Express Checks for Two (per $100)50¢
 
VEHICLE PRICING INFORMATION
CarFax Vehicle History Report$15.00
New Car Pricing LibraryFree
 
WIRE TRANSFER
Incoming$10.00
Outgoing$20.00
Outside USA$35.00
After ninety days, a $100 minimum daily balance is required to avoid a $1.00 monthly service charge on Share Savings Accounts. The charge is waived for members with an active loan account, an active Share Draft Checking Account or any other share account with a $100 minimum daily balance.

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