Rates & Fees

Loan Rate Schedule Dividend Rate Schedule Investment Rate Schedule Fee Schedule

Effective as of: April 3, 2017
Loan Rate Schedule
 
NEW AUTO LOANS
TERMAPR*
2017 New AutoUp to 72 Months3.25%
2017 New AutoUp to 66 Months3.00%
2017 New AutoUp to 60 Months2.75%
2017 New AutoUp to 48 Months2.25%
2017 New AutoUp to 36 Months2.00%
 
USED AUTO LOANS
TERMAPR*
2015-2017 Used AutoUp to 72 Months3.25%
2012-2014 Used AutoUp to 60 Months2.75%
2010-2011 Used AutoUp to 48 Months2.25%
2005-2009 Used AutoUp to 36 Months3.25%
 
PERSONAL LOANS
TERMAPR*
Line-of-CreditUp to $10,00011.50%
Signature/UnsecuredUp to 60 Months10.00%
Signature/UnsecuredUp to 48 Months8.50%
Signature/UnsecuredUp to 36 Months7.50%
Signature/UnsecuredUp to 24 Months6.50%
Signature/UnsecuredUp to 12 Months6.00%
VISA® Classic Credit CardUp to $10,0009.75%
 
MORTGAGE LOANS
ORIGINATION FEESAPR*
5 Year Fixed Rate1.00%3.50%
10 Year Fixed Rate (5 year balloon)1.00%4.00%
15 Year Fixed Rate (5 year balloon)1.00%4.25%
20 Year Fixed Rate (5 year balloon)1.00%4.25%
25 Year Fixed Rate (5 year balloon)1.00%4.25%
1 Year Variable Rate1.00%3.25%
Variable Rate can go no higher than 5.75% or no lower than 3.25% over life of loan. Maximum annual rate adjustment is 1.00%. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
 
COLLATERAL LOANS
TERMAPR*
Certificate SecuredMust Match Certificate MaturityCertificate Rate Plus 2.00%
Share Secured30 Days or More3.15%
New Mobile Home (7 year balloon)Up to 180 Months7.00%
Used Mobile HomeUp to 84 Months7.00%
*APR=Annual Percentage Rate. All loans are considered on an individual basis. Rates and terms may vary based upon individual credit worthiness. All rates and terms are subject to change without advance notice.

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